Terms of Use

Last updated: 2020-12-10

Section 1: Acceptance of Terms

PLEASE READ THESE TERMS CAREFULLY BEFORE USING OR SUBSCRIBING TO OUR SERVICES. By using any of our Services, you agree to comply with these Terms. 
We may revise these Terms from time to time. You should review the Terms periodically for changes.
Your use of the Services after such changes to the Terms signifies your acceptance of the revised Terms.

Section 2: Services Provided

In addition to articles, guides and handbooks that illustrate important ideas, we may provide ideas on a wide range of investment strategies, vehicles, and securities. We are publishers and not financial advisors.
We cannot and we do not provide investment advice tailored to your personal situation.
We make recommendations, but those should not be construed as personal investment advice. Because our advice is public, some of the particular strategies or recommendations may not be appropriate for any particular individual. Even when we answer questions from readers, our advice is meant to be of general purpose and not specific to any individual.
In addition to publishing editorial material, My Precious Metals may carry advertising, either for our own publications or those of other publishers. We do not make any representations or warranties as to the accuracy, completeness or timeliness of the information posted. All liability for errors, omissions, misinterpretation or misuse of any information posted is excluded. As to outside advertising, we cannot make claims for the businesses that place them. We can only promise to do our best to include advertising from companies we respect and to tell you the truth about our relationship with them.
One of the core tenets of our wealth-building philosophy concerns risk. We believe that long-term wealth building relies on reducing risk at every opportunity. It must be acknowledged that investments, by their very nature, are risky. And some are riskier than others.
We try our best in citing sources and checking facts. However we cannot guarantee that we will not occasionally print information that is unintentionally inaccurate in some way. You should always double-check any important financial information before making final decisions. Always do your own due diligence.

Section 3: Content not to be Taken as Personal Investment Advice

The material published as part of the Services has been prepared for informational purposes only without regard to your individual investment objectives, financial situation or means. Information published as part of the Services is not intended to constitute individual investment advice and is not designed to meet your personal financial situation. The material is not to be construed as an offer to buy or sell, or the solicitation of an offer to buy or sell, any security, financial product or instrument; or to participate in any particular trading strategy in any jurisdiction in which such offer, solicitation or trading strategy would be illegal.
No Determination of Suitability Made; Not All Risks Disclosed; Private Advisors Recommended
The fact that we have made information available to you through the Services is neither a recommendation that you enter into a particular transaction nor a representation that any investment described in the Services is suitable or appropriate for you. Many of the investments described by our Services involve significant risks, and you should not enter into any transactions unless you fully understand all such risks and have independently determined that such transactions are appropriate for you. Any discussion of the risks contained herein with respect to any product should not be considered to be a disclosure of all risks or complete discussion of the risks which are mentioned.
Our role is that of a publisher and the role of our editors is to provide you with financial information that you can use to make your own investing decisions.
Subscribers should not view any of our publications as offering personalized legal or investment counseling. Investments recommended in any publication should be made only after consulting with your investment advisor and only after reviewing the prospectus or financial statements of the company in question.

Section 4: Termination of Your Subscription

We hope that you will be fully satisfied with our Services. The following terms apply in the event that you would like to terminate your subscription to our Services:
Free Service Publications
You may terminate receipt of any of our Free Service publications (such as the Free Newsletter) at any time by sending us a request to remove yourself from the relevant distribution list. Every e-mail notification email you receive will include a link for you to remove yourself from the distribution list. If you feel you have been signed up incorrectly and do not wish to have access to the Free Service publications, you can remove yourself from the list by clicking that link or sending an e-mail request to our Customer Support Team.
Paid Service Publications
The terms vary with each offer, and it is your responsibility to understand and comply with the offer terms prior to subscribing.
In general, all fees and charges paid by you in relation to the Paid Service publications are non-refundable. Exceptional circumstances may be accepted under our sole discretion. This policy is in effect to discourage “tire-kickers” and customers that make it a habit to purposely receive Paid Services for free.  If you received a Paid Service for free, for example through a complimentary subscription, termination will not entitle you to any refund of fees.
If we offer a trial period, and if for any reason during your trial period, you are not satisfied with such Paid Service publications, you may cancel your subscription in the Members Area or alternatively by contacting us within such trial period. You will either receive a full refund for your subscription or a partial refund of your purchase price depending on the terms of the offer.
Our Right to Terminate your Subscription.
We reserve the right to terminate your subscription to any of our Services at any time in our sole discretion. If we do so, we will promptly refund to you a pro-rated refund of the amount of the subscription payments you previously paid which relate to the remaining subscription period. Termination of your subscription to any of our Services may result from your violation of these Terms or any unauthorized use or reproduction or rebroadcast of any of our publications or information contained in our Services, any infringement or misappropriation of our proprietary rights, or any other reason determined in our sole discretion. You agree that if your account is terminated by us for these reasons, you will not attempt to establish a new account under any name, real or assumed.
Our Right to Refuse your Subscription.
We reserve the right to refuse Service to anyone in our sole discretion.

Section 5: Automatic Renewal

Your subscription will continue for the initial term of the subscription (the “Initial Term”), and will renew automatically at the end of the Initial Term for successive Renewal Terms, each equal to the Initial Term, unless you notify us of your decision to cancel or not to renew your subscription, as outlined in our Cancellation/Termination Policy.
As described in the initial subscription process, as part of the Automatic Renewal process the then-applicable subscription term renewal fee will be billed to the credit card you designated during the subscription process (or subsequently changed).
“Lifetime” discounted renewal members: As described in the membership registration process, the annual maintenance fee required to maintain your account, will be automatically billed to the credit card you designated during the subscription process (or subsequently changed) each year. If you wish to cancel your membership, please email the Customer Support Team by clicking here.

Section 6: Website Security Rules

You are prohibited from violating or attempting to violate the security of the Website, including, without limitation, (a) accessing data not intended for you or logging into a server or account which you are not authorized to access, (b) attempting to probe, scan or test the vulnerability of a system or network or to breach security or authentication measures without proper authorization, (c) attempting to interfere with service to any user, host or network, including, without limitation, via means of submitting a virus to the Website, overloading, “flooding”, “mailbombing” or “crashing”, or (d) forging any TCP/IP packet header or any part of the header information in any e-mail, forum, or newsgroup posting. Violations of system or network security may result in civil or criminal liability.
We will investigate occurrences which may involve such violations and may involve, and cooperate with, law enforcement authorities in prosecuting those who are involved in such violations.

Section 7: Modification

We shall have the right, at our discretion, to change, modify, add or remove terms of this agreement at any time without notice. Changes shall be effective immediately. You agree to review this agreement periodically since subsequent use by you of the Website shall constitute your acceptance of any changes. We shall have the right at any time to change or discontinue any aspect of the Website, including, but not limited to, the community areas, content, hours of availability and equipment needed for access to use.
Such changes, modifications, additions or deletions shall be effective immediately upon posting and any subsequent use by you after such posting shall conclusively be deemed to be acceptance by you of such changes, modifications or deletions.

Section 8: Indemnity / Limitation of Liability

As a condition of use of this website and any subscription to our services you agree to indemnify, defend and hold us harmless and our suppliers, each of their parent and affiliated companies, and each of their respective partners, suppliers, licensors, officers, directors, shareholders, members, employees, representatives, contractors and agents, from any and all claims (including, but not limited to, claims for defamation, trade disparagement, privacy and intellectual property infringement) and damages (including attorneys’ fees and court costs) arising from or relating to any allegation regarding: (a) your use of the website; (b) our use of any content or information you provide, as long as our use is not inconsistent with this agreement; (c) information or material posted or transmitted through your membership account, even if not posted by you; and, (d) any violation of these terms of service by you.
Under no circumstances, including, but not limited to, negligence, shall we, or our affiliates be liable for any direct, indirect, incidental, special or consequential damages that result from the use of, or the inability to use, the content, unauthorized access to or alteration of your transmissions or data, the content or any errors or omissions in the content, even if advised of the possibility of such damages. You specifically acknowledge and agree that we are not liable for any conduct of any user.

Section 9: Access to Site(s) Not Guaranteed

We will not be liable if for any reason all or any part of any Site is unavailable at any time or for any period or for any loss of data or transactions caused by planned or unplanned system outages or the resultant delay, mis-delivery, or non-delivery of information caused by such outage.

Section 10: International Use

Information published in connection with our Services may contain references to information and materials that are not appropriate or available in countries or regions outside of our country of registration. Those who choose to access the Services from other locations do so at their own risk and are responsible for compliance with local laws, if and to the extent applicable.

Section 11: Miscellaneous

These Terms represent the entire agreement between you and us relating to your use of the Services and supersedes any and all prior or contemporaneous written or oral agreements on that subject between us. If any provision of these Terms shall be deemed unlawful, void, or for any reason unenforceable, then that provision shall be deemed severable from the remaining Terms and shall not affect the validity and enforceability of any remaining provisions. No waiver by either party of any breach or default under these Terms shall be deemed to be a waiver of any preceding or subsequent breach or default. We reserve all legal rights and remedies available to us.

Section 12: Customer Service Contact